Experience More Than Just a Home Refinance with CalTAP & TAPUSA Purpose-Built for Teachers and Public Employees

Refinance Solutions to Save YOU Money:

If you’re ready for a refinance experience that delivers value at every step, the CalTAP Home Loan Program—powered by Secure Choice Lending is specifically designed for California teachers, law enforcement, firefighters, military personnel, and public employees.

Exceptional Financial Reward Benefits:

  1. Save $1,895 instantly: We never charge underwriting or processing fees with CalTAP and TAPUSA.
  2. Free rate float-down: If interest rates drop after you lock, you benefit automatically.
  3. Match or Beat Rate Guarantee: We'll match or beat any competitor's offer, giving you maximum confidence.

Nationwide Access with TAPUSA:

  1. Not just California — public employees in approved states across the country can benefit from our TAPUSA home loan program. Click Here to view approved states.

Refinance and Home Equity Loan Solutions:

  1. Cash-out available to 80% LTV: (100% for VA loans) through CalTAP & TAPUSA.
  2. Eliminate mortgage insurance, restructure your loan, or pay off second mortgages and lines of credit
  3. CalTAP PLUS HELOC: Home equity lines up to 89.9% CLTV—easy access to funds as you need them.
  4. CalTAP PLUS HELOAN: Tap home equity with a fixed-rate loan, up to 85% CLTV.


Get a Secure Quote Today!

CalTAP


Get a Secure Quote Today!


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Know Your Home's Value with a Free Home Report

Click Here to request a FREE Home Valuation Report.

Did you know? The average homeowner is sitting on a treasure trove of about $290,000 in equity! This isn’t just a number—it’s a gateway to countless possibilities. Whether you’re dreaming of renovating your home, funding a child’s education, or investing in your future, your home equity could be the key. Equity is the silent partner in your financial portfolio, quietly growing as your home appreciates in value and you continue to pay down your mortgage. It's a testament to the enduring value of homeownership and a resource that can significantly impact your financial strategy. 🌟 Thinking about how to leverage this potential? Let’s explore together how your home equity can work for you, offering smart, strategic options to enhance your lifestyle or financial health. Professional guidance can unlock opportunities you may not have considered, from refinancing options to equity loans. Your home is more than a place to live; it’s a foundation for your financial future.

Ready to discover what your home’s equity can do for you? Reach out today for a personalized consultation. Let’s turn your home's value into opportunities. https://homequityreport.com/caltapplus/home-value

CalTAP and TAPUSA are our way of saying Thank You for all you do to serve your local community.


*Click here to view our sevice mark and disclaimers for Keys in 21 Days, Free Rate Float Down & MATCH (or) BEAT Guarantee.